{"id":481,"date":"2020-07-30T14:32:28","date_gmt":"2020-07-30T20:32:28","guid":{"rendered":"https:\/\/segurosgam.com\/?p=481"},"modified":"2026-01-27T22:54:27","modified_gmt":"2026-01-28T04:54:27","slug":"que-es-un-seguro-de-mercancia","status":"publish","type":"post","link":"https:\/\/segurosgam.com\/en\/seguros\/que-es-un-seguro-de-mercancia\/","title":{"rendered":"\u00bfQUE ES UN SEGURO DE MERCANC\u00cdA?"},"content":{"rendered":"<p>La p\u00f3liza de seguro de Mercanc\u00edas es un instrumento que protege econ\u00f3micamente a los propietarios de los diferentes tipos de bienes durante un traslado, de los da\u00f1os ocasionados por: robo, oxidaci\u00f3n, incendio, rayo, explosi\u00f3n, ca\u00edda del avi\u00f3n, auto-ignici\u00f3n, hundimiento, encalladura, volcadura, colisi\u00f3n, descarrilamiento, hundimiento o rotura de puentes, entre otros m\u00e1s riesgos que pueden generar p\u00e9rdidas econ\u00f3micas, de inversiones, de clientes o incluso insolvencia parcial para una empresa.<\/p>\n\n\n\n<h2 class=\"has-text-color has-text-align-center wp-block-heading\" style=\"color:#d09910\"><strong>PROTEJE LA SEGURIDAD DE TUS MERCANC\u00cdAS DURANTE SU TRANSPORTE<\/strong><\/h2>\n\n\n\n<p>El transporte de mercanc\u00edas es una actividad compleja que requiere garantizar al m\u00e1ximo el valor de la carga.<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter\"><a href=\"https:\/\/sites.google.com\/site\/gamasesor\/ASESORA\/clasificacion-de-seguros\/seguro-de-daos\/seguro-de-mercancas\/transp3.jpg?attredirects=0\"><img decoding=\"async\" data-src=\"https:\/\/sites.google.com\/site\/gamasesor\/_\/rsrc\/1425517609084\/ASESORA\/clasificacion-de-seguros\/seguro-de-daos\/seguro-de-mercancas\/transp3.jpg?height=214&amp;width=320\" alt=\"\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" class=\"lazyload\" \/><\/a><\/figure><\/div>\n\n\n\n<p>Tan importante es para una empresa tener protegida la mercanc\u00eda desde que se hace cargo de ella y se carga en el medio de transporte, como hasta el momento de su entrega al destinatario final.\u00a0<\/p>\n\n\n\n<p>La p\u00f3liza de seguro de Mercanc\u00edas que ofrecen las aseguradoras est\u00e1 destinada a dar cobertura a los posibles da\u00f1os materiales que sufran las mismas a causa de su transporte, siempre y cuando vayan adecuadamente envasadas o embaladas de acuerdo con su naturaleza.\u00a0\u00a0<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"alignright\"><a href=\"https:\/\/sites.google.com\/site\/gamasesor\/ASESORA\/clasificacion-de-seguros\/seguro-de-daos\/seguro-de-mercancas\/transp4.jpg?attredirects=0\"><img decoding=\"async\" data-src=\"https:\/\/sites.google.com\/site\/gamasesor\/_\/rsrc\/1425517609090\/ASESORA\/clasificacion-de-seguros\/seguro-de-daos\/seguro-de-mercancas\/transp4.jpg?height=320&amp;width=320\" alt=\"\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" class=\"lazyload\" \/><\/a><figcaption>MERCANC\u00cdAS<\/figcaption><\/figure><\/div>\n\n\n\n<h2 class=\"has-text-color wp-block-heading\" style=\"color:#af1f1f\"><strong>VENTAJAS:<\/strong>&nbsp;&nbsp;<\/h2>\n\n\n\n<p>&#8211; Un producto completo y de f\u00e1cil contrataci\u00f3n&nbsp;&nbsp;<\/p>\n\n\n\n<p>&#8211; Seguro para todo tipo de mercanc\u00edas\u00a0transportadas por tierra, mar o aire.\u00a0\u00a0<\/p>\n\n\n\n<p>&#8211; Apto para su contrataci\u00f3n por parte del\u00a0\u00a0 propietario de la carga, el vendedor, el\u00a0exportador o el importador de la misma.\u00a0\u00a0<\/p>\n\n\n\n<p>&#8211; Posibilidad de asegurar hasta un 10% m\u00e1s del&nbsp;valor de la mercanc\u00eda.&nbsp;<\/p>\n\n\n\n<h3 class=\"has-text-color has-text-align-center wp-block-heading\" style=\"color:#af1f1f\"><strong>\u00bfQUE ASEGURO?<\/strong><\/h3>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"alignleft\"><img decoding=\"async\" data-src=\"https:\/\/sites.google.com\/site\/gamasesor\/_\/rsrc\/1425517609074\/ASESORA\/clasificacion-de-seguros\/seguro-de-daos\/seguro-de-mercancas\/transp2b.jpg?height=168&amp;width=200\" alt=\"\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" class=\"lazyload\" \/><figcaption>MEDIOS DE TRANSPORTE<\/figcaption><\/figure><\/div>\n\n\n\n<p class=\"has-text-align-left\">&nbsp;Si transportas mercanc\u00eda por avi\u00f3n, cami\u00f3n, tren o barco, puedes asegurarla por:&nbsp;<\/p>\n\n\n\n<p class=\"has-text-align-left\">&gt; Da\u00f1os por incendio,&nbsp;rayo o&nbsp;explosi\u00f3n<\/p>\n\n\n\n<p class=\"has-text-align-left\">&gt; Ca\u00edda del avi\u00f3n<\/p>\n\n\n\n<p class=\"has-text-align-left\">&gt; Auto-ignici\u00f3n<\/p>\n\n\n\n<p class=\"has-text-align-left\">&gt; Hundimiento<\/p>\n\n\n\n<p class=\"has-text-align-left\">&gt; Encalladura<\/p>\n\n\n\n<p class=\"has-text-align-left\">&gt; Volcadura<\/p>\n\n\n\n<p class=\"has-text-align-left\">&gt;&nbsp;Colisi\u00f3n<\/p>\n\n\n\n<p class=\"has-text-align-left\">&gt; Descarrilamiento<\/p>\n\n\n\n<p class=\"has-text-align-left\">&gt; Hundimiento o rotura de puentes.&nbsp;<\/p>\n\n\n\n<p class=\"has-text-align-left\"><strong>Adicionalmente, puedes contratar coberturas por:<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-left\">+ Robo total o parcial<\/p>\n\n\n\n<p class=\"has-text-align-left\">+ Mojaduras<\/p>\n\n\n\n<p class=\"has-text-align-left\">+ Oxidaci\u00f3n<\/p>\n\n\n\n<p class=\"has-text-align-left\">+ Manchas<\/p>\n\n\n\n<p class=\"has-text-align-left\">+ Derrames de la mercanc\u00eda<\/p>\n\n\n\n<p class=\"has-text-align-left\">+ Barredura (en barcos) y<\/p>\n\n\n\n<p class=\"has-text-align-left\">+ Barater\u00eda del capit\u00e1n o tripulaci\u00f3n.&nbsp;&nbsp;&nbsp;<\/p>\n\n\n\n<p class=\"has-text-align-left\">Tienes la opci\u00f3n de asegurar cada embarque en forma independiente, o declarar todos tus embarques de un mes durante los primeros d\u00edas del mes siguiente.<\/p>\n\n\n\n<h1 class=\"has-text-align-center wp-block-heading\"><span style=\"color:#1ca300\" class=\"tadv-color\">Click <a href=\"https:\/\/segurosgam.com\/en\/solicitud-de-cotizacion\/\">aqu\u00ed<\/a><\/span> <span style=\"color:#1ca300\" class=\"tadv-color\">para Solicitar tu cotizaci\u00f3n sin compromiso:<\/span><\/h1>\n\n\n\n<div class=\"wp-block-buttons aligncenter is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-background\" href=\"https:\/\/segurosgam.com\/en\/contacto\/\" style=\"background-color:#af1f1f\"><strong>\u00bfDUDAS?<\/strong><br><strong>CONTACT US<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-full is-resized\"><img decoding=\"async\" data-src=\"https:\/\/segurosgam.com\/wp-content\/uploads\/2020\/07\/transp1.gif\" alt=\"SEGURO DE MERCANC\u00cdA\" class=\"wp-image-371 lazyload\" width=\"301\" height=\"201\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 301px; --smush-placeholder-aspect-ratio: 301\/201;\" \/><figcaption>SEGURO DE MERCANC\u00cdA<\/figcaption><\/figure><\/div>\n\n\n\n<p><\/p>","protected":false},"excerpt":{"rendered":"<p>Es un instrumento que protege econ\u00f3micamente a los propietarios de los diferentes tipos de mercanc\u00edas durante un traslado, de los da\u00f1os ocasionados<\/p>","protected":false},"author":1,"featured_media":371,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"pagelayer_contact_templates":[],"_pagelayer_content":"","ngg_post_thumbnail":0,"footnotes":""},"categories":[112,110,20,103,102,42,115,118,117,106,18,105,113],"tags":[27,28,31,26],"class_list":["post-481","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bienestar","category-crecimiento","category-danos","category-finanzas","category-inversion-2","category-mercancias","category-negocio","category-patrimonio","category-propiedad","category-seguridad","category-seguros","category-tranquilidad","category-wellness","tag-auto","tag-danos","tag-empresa","tag-seguro"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.1.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>\u00bfQUE ES UN SEGURO DE MERCANC\u00cdA? | SEGUROS GAM<\/title>\n<meta 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