{"id":476,"date":"2020-07-30T14:21:58","date_gmt":"2020-07-30T20:21:58","guid":{"rendered":"https:\/\/segurosgam.com\/?p=476"},"modified":"2026-01-27T22:55:31","modified_gmt":"2026-01-28T04:55:31","slug":"que-es-un-seguro-de-auto","status":"publish","type":"post","link":"https:\/\/segurosgam.com\/en\/seguros\/que-es-un-seguro-de-auto\/","title":{"rendered":"\u00bfQUE ES UN SEGURO DE AUTO?"},"content":{"rendered":"<p>Es un contrato o p\u00f3liza de seguro que cubre el pago de los da\u00f1os causados, en caso de causar un accidente, por la conducci\u00f3n de autom\u00f3viles. Tiene por objeto el pago de las indemnizaciones derivadas de accidentes de circulaci\u00f3n en los veh\u00edculos a motor, las indemnizaciones ser\u00e1n hasta los l\u00edmites fijados en el contrato.<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"alignleft size-large is-resized\"><img decoding=\"async\" data-src=\"https:\/\/segurosgam.com\/wp-content\/uploads\/2020\/07\/choque-3.jpg\" alt=\"COTIZAR SEGURO DE AUTO\" class=\"wp-image-354 lazyload\" width=\"233\" height=\"155\" data-srcset=\"https:\/\/segurosgam.com\/wp-content\/uploads\/2020\/07\/choque-3.jpg 600w, https:\/\/segurosgam.com\/wp-content\/uploads\/2020\/07\/choque-3-300x200.jpg 300w, https:\/\/segurosgam.com\/wp-content\/uploads\/2020\/07\/choque-3-360x240.jpg 360w\" data-sizes=\"(max-width: 233px) 100vw, 233px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 233px; --smush-placeholder-aspect-ratio: 233\/155;\" \/><figcaption>COTIZAR SEGURO DE AUTO<\/figcaption><\/figure><\/div>\n\n\n\n<p>Si alguna vez&nbsp;has&nbsp;estado involucrado(a) en un accidente de auto,&nbsp;seguramente ya sabes acerca de los beneficios de tener un seguro de auto.<\/p>\n\n\n\n<p>Comprar un seguro de carro significa:\u00a0<strong>COMPRAR PROTECCI\u00d3N<\/strong>.<\/p>\n\n\n\n<p>Te otorga&nbsp;<strong>protecci\u00f3n financiera<\/strong>&nbsp;en el caso que hayas tenido un accidente de auto o cuando ocurra alg\u00fan suceso que produzca un da\u00f1o en tu veh\u00edculo.<\/p>\n\n\n\n<p>Pagar\u00e1 los gastos relacionados con el accidente y puede protegerte\u00a0de futuras medidas judiciales y costos legales vinculados con dicho accidente o siniestro.\u00a0<\/p>\n\n\n\n<p>Estar no asegurado puede dejarte financieramente desprotegido si la v\u00edctima de un accidente decide entablar una demanda o si el da\u00f1o y los gastos medicos son extraordinariamente elevados.<\/p>\n\n\n\n<h2 class=\"has-text-color has-text-align-center wp-block-heading\" style=\"color:#af1f1f\"><strong>FALLECIMIENTO DE TERCEROS EN UN ACCIDENTE:<\/strong><\/h2>\n\n\n\n<p>El 30 de Noviembre de 2012&nbsp;se aprob\u00f3&nbsp;la reforma a la Ley Federal del Trabajo (&#8220;Reforma Laboral&#8221;).<\/p>\n\n\n\n<p>El cambio en la reforma laboral implic\u00f3 replantear las coberturas de Responsabilidad Civil (R. C.)\u00a0y del seguro obligatorio tanto en autos como en da\u00f1os (aviones, RC general, etc), ya que las indemnizaciones por cada fallecido se multiplicar\u00e1n varias veces:<\/p>\n\n\n\n<p>La indemnizaci\u00f3n\u00a0pas\u00f3 de 730 d\u00edas de salario a 5,000 d\u00edas de salario por cada persona fallecida, por lo que contar al menos con un seguro para auto b\u00e1sico (da\u00f1os a terceros) se vuelve muy importante para poder hacer frente a esta eventualidad.<\/p>\n\n\n\n<p>Para mayor informaci\u00f3n d\u00e1 click en&nbsp;la liga siguiente:<\/p>\n\n\n\n<p><a href=\"https:\/\/segurosgam.com\/en\/seguros\/seguros-y-reforma-a-la-lft-30-11-2012\/\">IMPACTO DE LA REFORMA LABORAL EN LA R.C. POR FALLECIMIENTO DE TERCEROS.<\/a>&nbsp;<\/p>\n\n\n\n<h2 class=\"has-text-color has-text-align-center wp-block-heading\" style=\"color:#af1f1f\"><strong>\u00bfQU\u00c9 PUEDO ASEGURAR?<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image is-resized\"><a href=\"https:\/\/sites.google.com\/site\/gamasesor\/ASESORA\/clasificacion-de-seguros\/seguro-de-daos\/seguro-de-vehculos\/TIPO%20AUTO%201.jpg?attredirects=0\"><img decoding=\"async\" data-src=\"https:\/\/sites.google.com\/site\/gamasesor\/_\/rsrc\/1425517609200\/ASESORA\/clasificacion-de-seguros\/seguro-de-daos\/seguro-de-vehculos\/TIPO%20AUTO%201.jpg?height=160&amp;width=320\" alt=\"\" width=\"590\" height=\"295\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" class=\"lazyload\" style=\"--smush-placeholder-width: 590px; --smush-placeholder-aspect-ratio: 590\/295;\" \/><\/a><figcaption>VEH\u00cdCULOS ASEGURABLES<\/figcaption><\/figure>\n\n\n\n<p><strong>ADEM\u00c1S &nbsp;SIEMPRE Y CUANDO SE CUMPLAN ALGUNOS REQUISITOS:<\/strong><\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter is-resized\"><a href=\"https:\/\/sites.google.com\/site\/gamasesor\/ASESORA\/clasificacion-de-seguros\/seguro-de-daos\/seguro-de-vehculos\/TIPO%20AUTO%202.jpg?attredirects=0\"><img decoding=\"async\" data-src=\"https:\/\/sites.google.com\/site\/gamasesor\/_\/rsrc\/1425517609205\/ASESORA\/clasificacion-de-seguros\/seguro-de-daos\/seguro-de-vehculos\/TIPO%20AUTO%202.jpg?height=149&amp;width=320\" alt=\"\" width=\"545\" height=\"256\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" class=\"lazyload\" style=\"--smush-placeholder-width: 545px; --smush-placeholder-aspect-ratio: 545\/256;\" \/><\/a><figcaption>VEH\u00cdCULOS ASEGURABLES BAJO CIERTAS CONSIDERACIONES<\/figcaption><\/figure><\/div>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>&nbsp;\u00bfCHOCOLATES? EXISTEN LIMITANTES PERO SI SE PUEDEN ASEGURAR&nbsp;SOLO CONTRA TERCEROS<\/strong><\/h4>\n\n\n\n<h1 class=\"has-text-align-center wp-block-heading\"><span style=\"color:#1ca300\" class=\"tadv-color\">Click <a href=\"https:\/\/segurosgam.com\/en\/solicitud-de-cotizacion\/\">aqu\u00ed<\/a><\/span> <span style=\"color:#1ca300\" class=\"tadv-color\">para Solicitar tu cotizaci\u00f3n sin compromiso:<\/span><\/h1>\n\n\n\n<div class=\"wp-block-buttons aligncenter is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-background\" href=\"https:\/\/segurosgam.com\/en\/contacto\/\" style=\"background-color:#af1f1f\"><strong>\u00bfDUDAS?<\/strong><br><strong>CONTACT US<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-large\"><img decoding=\"async\" width=\"480\" height=\"320\" data-src=\"https:\/\/segurosgam.com\/wp-content\/uploads\/2020\/07\/choque-2.jpg\" alt=\"SEGURO PARA AUTO\" class=\"wp-image-353 lazyload\" data-srcset=\"https:\/\/segurosgam.com\/wp-content\/uploads\/2020\/07\/choque-2.jpg 480w, https:\/\/segurosgam.com\/wp-content\/uploads\/2020\/07\/choque-2-300x200.jpg 300w, https:\/\/segurosgam.com\/wp-content\/uploads\/2020\/07\/choque-2-360x240.jpg 360w\" data-sizes=\"(max-width: 480px) 100vw, 480px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 480px; --smush-placeholder-aspect-ratio: 480\/320;\" \/><figcaption>SEGURO PARA AUTO<\/figcaption><\/figure><\/div>","protected":false},"excerpt":{"rendered":"<p>Es un contrato de seguro que cubre los el pago de los da\u00f1os causados, en caso de causar un accidente, por la conducci\u00f3n de autom\u00f3viles. <\/p>","protected":false},"author":1,"featured_media":355,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"pagelayer_contact_templates":[],"_pagelayer_content":"","ngg_post_thumbnail":0,"footnotes":""},"categories":[19,112,20,103,119,102,118,117,106,18,105,113],"tags":[27,28,31,35,26],"class_list":["post-476","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-auto","category-bienestar","category-danos","category-finanzas","category-herencia","category-inversion-2","category-patrimonio","category-propiedad","category-seguridad","category-seguros","category-tranquilidad","category-wellness","tag-auto","tag-danos","tag-empresa","tag-escuela","tag-seguro"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.1.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>\u00bfQUE ES UN SEGURO DE AUTO? 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